he way employers pay superannuation is changing — and it’s a change that will directly impact your payroll processes and cash flow management. The Australian Government has announced the introduction of Payday Superannuation (Payday Super) , which will require employers to pay super at the same time as wages , rather than quarterly. While the change is not yet in force, it’s critical that businesses begin preparing early to avoid compliance issues and cash flow strain when it

From 1 July 2026, the next stage of Australia’s Anti-Money Laundering and Counter-Terrorism Financing (AML/CTF) reforms will extend to a broader range of professional service providers, including accounting firms. These reforms are intended to strengthen the integrity of Australia’s financial system and reduce the risk of legitimate businesses and advisers being misused in activities such as money laundering, organised crime, and terrorism financing. While the purpose of thes

This is a daily dose of wisdom for budding entrepreneurs and seasoned small-to-medium business owners - 12 ways to get your business' cash flow in order!!! Tighten Payment Terms Avoid long payment terms. Consider 7–14 day terms instead of 30–60 days, especially for new clients. Reward Early Payments Offer small discounts (e.g. 2-3%) for early payments to encourage faster cash collection. Enforce Late Fees Clearly state and apply late fees on overdue invoices to create urgency

9 FINANCIAL MODELS & TOOLS EVERY BUSINESS OWNER NEED TO KNOW & HAVE

Businesses can benefit from further understanding of their numbers... If you’re finding that your business has experienced slim profit margins in recent years, is struggling with cashflow, or cannot afford to draw a decent salary or dividend at the end of each year, then you should keep reading.

For many Australians, starting a business represents more than just a career choice—it’s about taking control of your future, unlocking lifestyle flexibility, and creating financial independence. But while passion and drive are essential, many small business owners jump in without the financial know-how required to make well-informed decisions. Below, we unpack four of the most common financial missteps we see among small business owners—and more importantly, how to avoid th

The need for Budgets and Cashflow Forecasting... Businesses start and operate better with well-informed advice. Do you have a live budget and cashflow forecast? Do you know your business’ trading position for the next financial year? Budgets give you accurate, up-to-the-minute financial information you need to make the right decisions for your future. They are an essential management tool that plays a crucial role in planning and managing the successful growth of your busine